Our Business

Company Profile

MOG Digitech Holdings Limited (HKEX:1942) is a China-based innovative fintech company. The Company, through its subsidiaries, is leading the innovation through our four segments: 1) digital RMB solution provider for insurance industry, 2) scene-based ecological digitalization for consumers, 3) business-to-business digital RMB hardware trading, 4) digital RMB payment solution. In addition, we run optical prescription network in Malaysia as our legacy business.


Our subsidiary, Zhongbao Technology Innovation, is the only digital RMB solution provider across the full life cycle in the insurance industry. Following the central government's national development strategy closely, the company is committed to the application and promotion of digital RMB technology in the insurance industry and insurance-related fields, focusing on the innovation to enhance the value proposition of technology in the insurance industry. We have strategic partnership with leading insurance companies in China, including China Life, PICC, CPIC, Ping An, Sunshine Insurance, China Insurance.

Consumer Tech

Our subsidiary, Ma Li Intelligent Technology, is an internet information technology platform provider dedicated to the research in the field of scene ecological digitalization. Jiangxi Mali has been working in the field of digital rights and interests for more than six years with a number of technological development achievements lead the country. It has successively carried out in-depth cooperation with more than 30 banks and financial institutions such as China Mobile Jiangxi Branch, Sinopec Jiangxi Branch, China UnionPay, Bank of China, and Postal Savings Bank.

Smart City

Our Smart City segment integrates smart city related technologies. We work closely with SOE customers including China Railway Signal Communication Group. We provide artificial intelligence and cloud computing based solutions to smart city, industry, and education projects. Riding on the mega trend of digitization in China, we enhances the usability, advancement, standardization and openness of IT backbones in various industry segments. Compared to the existing solutions, our product improves the stickiness of users, meanwhile, it also expands the verticals of solutions, hence higher life-cycle ROI for our customers. We specialize in artificial intelligence and cloud computing technologies and have become a reliable partner for next generation "safe city","smart city","smart transportation","smart pipe network","smart education","smart tourism" projects.

Digital RMB

Central Bank Digital Currencies (CBDC) will reshape the landscape of digital payment system in China in the next decade. Backed by our SOE partner, we are actively applying for the CBDC license from the People's Bank of China. Our partner is a major SOE in the media industry with more than 200 million user base and assets of over RMB 200 billion. We will first benefit from the business opportunities brought by hardware upgrades, by providing hardware wallets to solve the digital divide problem caused by traditional third-party payments. Meanwhile, we will also benefit from the huge demand from the upgrade of financial system software. Combining the programmability of the digital RMB and increasing payment scenarios among our huge user base, there are massive opportunities for us ahead.

Malaysia - Optical

We are one of the largest optical retail chains in Malaysia. We house numerous retail brands under our umbrella catering to different niches in our community. From 1996 to date, we have accumulated more than 220 international and exclusive brands in our portfolio of optical products covering different vision needs. With our retail network of 90 outlets spreading across Peninsular Malaysia, and a strong asset of an ever-growing MOG team of elites, we strive to continue accelerating and transforming the optical industry for the betterment of vision care to our community.